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LBO Basics: How Private Equity Underwrites a Deal

A leveraged buyout (LBO) model answers one core question from a financial sponsor’s perspective: if we fund most of this purchase with debt, put in a relatively modest amount of equity, and run the business for 3-7 years, what return do we walk away with?

The Sources and Uses

Every LBO starts with a sources and uses table: the purchase price plus transaction fees (uses) funded by a mix of senior debt, subordinated debt or mezzanine financing, and sponsor equity (sources). The proportion of debt to equity — leverage — is what makes an LBO an LBO; more debt amplifies equity returns when things go well, and amplifies losses when they don’t.

Debt Paydown Drives Returns

Unlike a typical corporate model, the LBO’s cash flow forecast exists mainly to determine how quickly debt gets paid down. As debt is repaid, equity value increases even without any change in enterprise value — a mechanic sometimes called “deleveraging return.” Combined with EBITDA growth and any multiple expansion at exit, this is one of the three classic levers of LBO returns.

The Three Return Levers

  • EBITDA growth: Revenue growth and margin improvement during the hold period
  • Debt paydown: Free cash flow used to reduce leverage, increasing the equity portion of enterprise value over time
  • Multiple expansion: Selling the business at a higher EV/EBITDA multiple than it was purchased at — the least controllable of the three, and the one sponsors are generally most cautious about underwriting as a base-case assumption

Exit and IRR

The model projects an exit enterprise value (typically an assumed multiple applied to exit-year EBITDA), subtracts remaining debt to arrive at exit equity value, and calculates the internal rate of return (IRR) and multiple on invested capital (MOIC) the sponsor achieves relative to their initial equity check — the two headline metrics used to compare this deal against every other opportunity in the sponsor’s pipeline.

The Practical Takeaway

An LBO model that leans heavily on multiple expansion to hit its target return is making a market-timing bet dressed up as an operational thesis. The most defensible underwriting cases build the majority of the projected return from EBITDA growth and deleveraging — factors genuinely within the sponsor’s control.

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Shahmeer Afroze

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Portfolio disclaimer: This website is a personal professional portfolio and educational resource maintained by Shahmeer Afroze. It does not represent a valuation firm or solicit professional engagements. The calculators, templates and articles are provided for general educational purposes and do not constitute valuation, accounting, tax, legal or investment advice. Any professional services are subject to a separate engagement through the appropriate firm.